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Package loan - A package loan is a real estate loan used to finance the purchase of both real property and personal property, such as in the purchase of a new home that includes carpeting, window coverings and major appliances.
Personal organizer - A personal organizer, day planner, or personal planner is a small book usually containing a calendar, address book, and ruled pages in which one may record notes. Paper-and-binder personal organizers are increasingly being supplanted by electronic personal digital assistants (PDAs) and personal information manager software; some personal organizers attempt to bridge the gap by featuring holders for PDAs.
Reverse mortgage - A reverse mortgage (known as equity withdrawal in the United Kingdom) is a type of loan available to older people, used as a way of converting their home equity (the value of the home, minus the amount of mortgages) into cash payments while retaining ownership of the property. To qualify for a reverse mortgage in the United States, the borrower must be at least 62 and be able to pay off an existing mortgage with the proceeds from the reverse mortgage and if needed, additional personal funds.
CIBC Retail Markets - CIBC Retail Markets is the commercial banking division of the Canadian Imperial Bank of Commerce. It offers savings and loan services for personal and business customers.
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