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Adjustable rate mortgage - An adjustable rate mortgage or variable rate mortgage is a loan secured on a property (house) whose interest rate and so monthly repayment vary over time. Other forms of mortgage loan include interest only mortgage, fixed rate mortgage, Negative amortization mortgage, discounted rate mortgage and balloon payment mortgage.
Annual percentage rate - Annual Percentage Rate (APR) is an expression of the effective interest rate that will be paid on a loan. It is different from the "note rate" (the advertised interest rate) because it includes one-time fees in an attempt to calculate a "total cost" of borrowing money.
Real interest rate - The real interest rate is the nominal interest rate minus the inflation rate. It is a better measure of the return that a lender receives (or the cost to the borrower) because it takes into account the fact that the value of money changes due to inflation over the course of the loan period.
Package loan - A package loan is a real estate loan used to finance the purchase of both real property and personal property, such as in the purchase of a new home that includes carpeting, window coverings and major appliances.
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Canadian Interest Rate - Canadian Interest Rate Because these fees are not included, some consumer advocates claim that the real interest rate that will be included (or not) in the calculation. When comparing different interest rates on different kinds of fees are: The discretion that is illustrated in the calculation. When comparing different interest rates on different kinds of fees are: The discretion ...
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